1. Visit us at 805 Sansom Street Philadelphia, PA with your jewelry and an idea of hw much money you need us to loan you.

2. Please also have your drivers license with you upon visiting!
3. Our Gemologist will then evaluate your items and figure out the amount of the loan we can provide you.
4. We'll provide instant jewelry backed loans on site and loan up to 75% of the cash value of your items
5. We will then issue a receipt or pawn ticket for your items and pay you.

We follow all the rules and regulations set forth by the state, so rest assured that you are in good hands and your precious items are safe.

LOAN TERMS: The term of the loan is 4 months. When you make interest payments we will gladly extend the loan. If you would like to get a loan for a longer than 4 months, no problem. Just tell us how much time you need and we will write the pawn ticket accordingly. 

INTEREST AND CHARGES: The rate of Pawn interest in Pennsylvania is 2.5% per month + .5% storage . For every $1000 borrowed, the loan will cost $30 per month. If you borrow $500, the loan will cost $15 per month.  We DO NOT charge any additional fees or late fees.

FORFEITURE: Many customers ask what happens after 4 months, do I forfeit my items?  The answer is no, nothing immediately happens. In Pennsylvania, no pawn can be forfeited before 7 months. If you do nothing for 6 months, we will send you a letter in the mail advising you to pay the interest owed. You then have 30 days to pay interest or pick up your items, if not you will forfeit your items.